....Your help and support were crucial and indispensable as well as outstanding...your services besides being highly professional, had that human touch so rarely to be found today...

Martin and Mioara Abram - Clients

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Karen was knowledgeable about every detail of long-term care insurance. She cared about our interests....We can sincerely recommend her to anyone concerned about obtaining the best care for the minimum expenditure of money.

Mrs. Joseph H. Cahn - Client

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...I was very impressed with Karen’s credentials in the fields of Gerontology and Social Work, her knowledge of the insurance business and her professionalism, warmth, and limitless patience. Karen truly cares about her clients and their well-being. I have recommended her highly to my family and friends.

Ellen Shumsky, Attorney at Law - Client

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"I listened to your both animated and practically-charged presentation at the MDRT. . . Your presentation has changed my whole perspective . . .My whole trip to Anaheim was made worthwhile by your presentation. As soon as I heard it, I knew this is why I came. I came away so excited, and still now, I can't shake it!"

Patricia Bratcher, LUTCF, New York Life
Florence, Alabama
Member of the Million Dollar Round Table

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…Thank you for your outstanding performance and for helping make this Annual Meeting such a success.

Adelia, C. Chung, CLU, ChFC
President-elect
2005 Million Dollar Round Table
June, 2004

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…Thank you for your message and the positive effect it will have on all who have heard you.

George Pickett, J.D., CLU
President
2005 Million Dollar Round Table

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...Your encouragement over the many years my mother was ill enabled her to remain in her own home during her final years. Many relatives advised her to enter a facility. You accentuated the positives about staying home, and that is the major reason we chose not to move her.

We are extremely grateful to have had you as a sounding board. You are objective and professional, with a caring heart.

After our experience with the cost of Mom’s care, Judith and I realized the importance of long term care insurance. We don’t want to burden our children or wipe out those resources we have left.

We wanted coverage but I wasn’t sure that I was insurable. You are like a search engine and found a top company where we could both apply. Because of your knowledge and hard work we now have wonderful Long Term Care Insurance policies.

Your service has been invaluable. Now we have peace of mind.

Thank you.

Dr. Ira Weiss
Senior Engineering Specialist

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In April of 1998, I encouraged my mother to purchase a . . . Long Term Care Insurance policy from Karen Shoff. This past summer mother fell and broke her wrist. For several months she has needed someone to assist her with several activities of daily living.

The company has been very cooperative. They were prompt and helpful. They sent a nurse care manager to see her and evaluate her situation and put no obstacles in the way of our collecting benefits.

My sister and I have also purchased Long Term Care Insurance for ourselves. I continue to speak of its importance to others.

Julie Goodman

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Seminar Endorsements

"I listened to your both animated and practically-charged presentation at the MDRT. . . Your presentation has changed my whole perspective . . .My whole trip to Anaheim was made worthwhile by your presentation. As soon as I heard it, I knew this is why I came. I came away so excited, and still now, I can't shake it!"

Patricia Bratcher, LUTCF, New York Life
Florence, Alabama
Member of the Million Dollar Round Table

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…Thank you for your outstanding performance and for helping make this Annual Meeting such a success.

Adelia, C. Chung, CLU, ChFC
President-elect
2005 Million Dollar Round Table
June, 2004

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Just to let you know how successful I thought your program was today! Your Quality of Life for the Rest of Your Life seminar was really terrific! The program was well organized, well-paced, highly professional, and, very well received by those who were fortunate enough to attend and enjoy the presentation.

Judith S. Tobenkin, MS, MSG
Gerontology Consultants
September 2000

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Your seminar is making its impact known and felt now. I love the folder you gave us.

It is one of the most cohesive, tangible tools for bringing about a sense of organization and peace of mind. I’ve incorporated [into the file] my health and disability insurance plans as well. I’ve called [my lawyer] and have an appointment for a consultation....

Norma Rockman, MFT
September 2002


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